Echo Credit in Irving, Texas

This is the worst company I've ever done any type of business with. They are of no help when it comes to issues or concerns. They ran my credit and told me I was approved and when I tried to move forward with the process they said my banking was the issue and I have to use a different account also have to wait 10 days to do another application where they will run a hard inquiry on your credit report AGAIN! This is completely unprofessional. There are always no managers available when asked to speak with one. The representatives are very unhelpful when asked to go above and beyond. I'd advise to not do any type of business with this company AT ALL! And the good reviews on here are lies. Do not believe the bs.

Very easy to deal with, no mess, no fuss. I got my money the next day.

At one time I was in financial bind when I was in a car accident, had no money coming in and my credit wasn't the best. I was able to get approved for a 1000 loan quick and easy. Yes, the interest rates are higher than your traditional loans, but this is not a traditional loan and it's geared toward those whose credit may not be the best, and most likely will not get approved for a traditional loan. With that being said, I would only apply when there is an emergency situation, not for shopping or to fund a vacation etc. If you pay on time, there's not a problem with them taking more money than agreed. This company/loan worked for what I needed at the time. I'm grateful and satisfied!!!