LCNB National Bank in Middletown, Ohio

I have been a LCNB member for over 1 year now and this location is amazing. Sam the manager is nice and easy to work with. All the people in the drive thru are polite and professional. Great Team to help with any of your banking needs.

I have bank with lcnb bank for 4 years now. I have been denied mortgage loans when i could have gotten one at another bank but since they do a hard credit check on your credit report they caused my scre that i had worked for the past year and a half fixing to get it to a 620 witch i was told by a lcnb bank employee that is what i need what was neededwas a 680 when 5th3rd right down the road would have done it for the 620 i had. I completely own my home its paid off make over 50k a year and had a credit score of 620 and still refused to guve me a loan on a house thats worth 150k and i alone asked for a 50k loan. But i still banked with them even after learning all this information but the icing on the cake for me was when i deposited money in there atm 160 to be exact and though it would post to my bank account when i deposited it just like 5th3rd and im shure every other bank does. But it didn't. I did so because i had 50 in my account but needed more in because i was going to buy a new car and needed it to purchase auto insurance. Well to cut to the chase i wont get my 160 untill Tuesday and im completely broke because i sunk all 5 k i had saved on the down payment to get my payments lowered. Basically this bank is a head ace unless your pretty well off and can keep alot of money in your account and have super good credit i wouldn't even bother banking here its obvious they do not care about your average joe